www.microsoft.com/en-ca/servicesagreement/upcoming.aspx financial disclosure. Microsoft is not a broker/trader or investment advisor registered under U.S. federal securities laws or securities laws in other jurisdictions and does not advise individuals on the material ability to invest, buy or sell in securities or other financial products or services. Nothing included in the services is an offer or invitation to buy or sell guarantees. Neither Microsoft nor its licensees support or recommend certain financial products or services. Nothing in services is designed as professional advice, including, but not limited to investment or tax advice. Notifications and procedures for the exercise of rights against intellectual property infringements. Microsoft respects the intellectual property rights of third parties. If you would like to send a notice of intellectual property infringements, including copyright rights, please use our copyright infringement notification procedure (www.microsoft.com/info/cpyrtInfrg.html). ONLY INQUIRIES RELEVANT TO THIS PROCEDURE WILL RECEIVE A RESPONSE. 8. Software license. Unless it is accompanied by a separate Microsoft license agreement (z.B.

if you use a Microsoft application that is included in Windows and is part of Windows, then Microsoft`s licensing conditions apply to the Windows operating system for that software), any software we make available to you under the Services is subject to these Terms. Apps purchased through select stores owned or operated by Microsoft or its related companies (including, but not limited to Office Store, Microsoft Store on Windows and Microsoft Store on Xbox), are subject to section 14.b.i below. Stock prices and index data (including index values). You may not use any of the Dow Jones IndexesSM, index data or Dow Jones brands related to issue, creation, sponsorship, trading, marketing or promotion of financial instruments or investment products (for example. B derivatives, structured products, investment funds, listed funds, investment portfolios, etc., where the price, return and/or performance of the instrument or investment product are based on one of the indices or proxy for one of the indices intended to trace indices or a proxy for one of the indices). You will receive this email because we update the Microsoft Services agreement, which applies to one or more Microsoft products or services you use. 5. Use of third-party applications and services.

Services can allow you to access or acquire products, services, websites, links, content, hardware, games, skills, integrations, bots or applications from independent third parties (companies or people who are not Microsoft) (“Third-party applications and services”). Many of our services also help you find third-party applications and services, make requests or interact with you, or allow you to share your content or data, and you understand that by using our services, you send them from third-party apps and services. Third-party applications and services can allow you to store your content or data with the publisher, provider or third-party application and service operator. Third-party apps and services may provide you with a privacy policy or ask you to agree to the terms and conditions before you can install or use the third-party application or service. Other terms for apps purchased in specific stores or operated by Microsoft or its affiliates (including, but not only for Office Store, Microsoft Store on Xbox and Microsoft Store on Windows) can be reached in section 14.b. You should check third-party privacy policies and conditions before buying, using, requesting or linking your Microsoft account to third-party applications and services. The conditions of a third party do not change any of these conditions. You are responsible for your relationships with third parties. Microsoft does not concern you with intellectual property in third-party applications and services and is not responsible